News

As business owners, we try to do more with less, but few of us really succeed. Despite our best efforts, it seems we’re always running short…short on money, short on people, short on time. When those unlimited short-falls occur, marketing is often one of the first functions to be sacrificed on the altar of the bottom line. A potentially ‘fatal error’ – and one that may be the key to why more than 90% of new businesses wind up dead-on-arrival within a year of start-up. For this reason, developing cost-effective, business-building marketing initiatives is the single largest challenge facing success-minded...

Environmental site assessments, for example property condition assessments, could boost the value of purchasing a property, however could help save massive hassles (and $ $ $ $!) afterwards. Whilst “ESAs” usually are not normally executed for the typical residential house, they may be conducted on enhanced and unimproved commercial and industrial properties and raw territory because of a mortgage company demand or plan. Major associated risk or obligation could be lessened by getting a report, which can be needed for the consumer to assert a protection under govt legislations in the event contaminants is available and clean-up is called for....

If you are considering filing for bankruptcy, here are 7 things you should NOT do. 1. Do not pay back money to friends or relatives. If you have borrowed money from family members or friends, now is not the time to pay them back. If you make any payments like this within one year prior to filing your petition, you must disclose those payments on your bankruptcy petition and to the trustee at your meeting of the creditors. The bankruptcy court considers these to be preferential, insider payments. That means, you are using money that could go to your other...

It is not always easy to identify the best business credit cards. There is far more to the process than just identifying the lowest annual rate of interest. Since companies have unique needs that must be met, they need to examine many different aspects of the financial products they are considering. Length of the grace period Most people are familiar with the so-called grace period that is available with many consumer products. Company cardholders cannot simply assume that such benefits are always available with their corporate card choices. To obtain the advantages that these interest-free repayment periods can bring, company...

There is no way to avoid the B-Word. We believe that you must have it if you want to hang onto your money. Sam is a successful businessperson who has owned his own businesses for the past 50 years. He could not have done it without the B-Word. The B-Word is a budget. People are afraid to say the word aloud, as if it was contagious! However, a budget helps you control your spending so it does not control you. If you have never created a budget before, think of it as a simple chart that tells you what money...