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A lot of people are under the impression that a new business will not be able to get equipment leasing financing and so they either don’t try or ask around a few places and become convinced it isn’t going to happen so they give up. It doesn’t have to be that way but you do have to know how to approach the issue. The first thing to realize is that just because the business is new doesn’t mean the people behind it are new. If you are the owner and you have extensive industry experience in the same industry or...

Tenant loans are loans offered to people who are unable to offer a house as collateral for a loan, quite simply because they have no house to put up. It is fast cash without risk. As the name suggests they are for ‘tenants,’ i.e. people staying in rented places because they do not have their own place and hence are not obliged to offer immovable property as collateral. For that matter, applicants for tenant loans are not required to offer any collateral- immovable property or otherwise- making the loan “unsecured.” This attracts high interest rates, higher than that for secured...

Almost all young women have a dream about a fairytale wedding day that they can expect as they mature. Few could possibly experienced their own dreams came true but for some, it has to become even more simple and cost-effective. Ceremony strategies on a spending plan involves certain critical arranging and arranging unless you want a really fast and intensely easy on the pocket marriage ceremony, in which case you may want to think about a Las Vegas wedding day.It is possible to still have an beautiful and a beautiful wedding ceremony party without using virtually all your personal savings....

As odd as it sounds, the national debt can be described as a bit of a credit card like debt. As with credit cards, the real danger is the interest you end up paying over the years. With the national debt as it is now constructed, the interest payments we make each year are a crime. As I write this, the current reported national debt is just over $14.1 trillion dollars. The real number is much higher when liabilities such as Social Security and Medicare are figured in, but let’s just stick with the $14.1 trillion dollar figure. What is...

In the olden days, our credit worthiness was based on a method of “good faith” and a handshake. Those days are long gone. The “good faith”/handshake method has been replaced by an elusive 3-digit code known as our FICO score. Our FICO score is determined by various factors and depending on where you land on this spectrum (spectrum being a scale ranging from 300-850), it can have a positive or negative impact on our buying power. In the initial phases, our credit score was used when it came time to buying a house or a car or getting a loan...